How to invest modest amounts with very little risk

You have a modest amount of money at your disposal, an amount between €15.000 and €25.000, and you would like to invest this amount without taking large risks. You do not want to take part in a risky stock market investment and you want the funds to be accessible at all times. Yet, you wish to generate a certain return on your investment. What options do you have?


You choose any one of the traditional investment products such as foreign exchange accounts, securities, bonds, debentures and savings accounts; although these options are not entirely free from risk (e.g. inflation).

Regardless of the size of your portfolio, your investment should always be with funds you will not need for a medium long period and exclusively in investment products you understand.

Can an investment outside the stock exchange generate a return? Of course! Although, this will never be entirely risk-free. When you invest outside of the stock exchange, you will fill your portfolio with products with a fixed return (quality bonds), structured products with initial capital protection (a.o. investment funds) or ETF’s (exchange traded funds).

Would you like to diversify your portfolio even more and minimize your risk you can make use of alternative investments such as diamonds. Diamonds are a great investment for several reasons. These precious stones have, over the past few years, proven to be resistant to inflation, currency fluctuations, bank and financial institution failure and their reliability as investment. But diamonds are, not solely, a reliable – crisis-proof – investment. Their prices remain to rise on the global market, fully in line with the macro-economic law of supply and demand.

Would you like to know more about investing in diamond? Discover these 5 reasons why you should consider adding diamonds to your portfolio.